Horse Insurance 

Here at Petcover we specialise in offering quality, straightforward Horse & Pony insurance, with a range of policy options to suit your needs. Accidents can happen at anytime and we offer essential benefits to cover the loss of your horse by theft or straying, protection in the sad event of your horse's death and a range of optional benefits, as well as senior plans for older horses. 

Mortality, Theft & Straying (Horse & Pony Basic Cover) 

This cover refers to either the death of your horse or its physical disappearance, whether by theft or straying. This covers the sum insured or the market value (whichever is lesser) should the horse pass away or have to be euthanised on humane grounds or was to be lost or stolen during the period of insurance.  

Additional Optional Benefits 

Vet Fee Cover
Veterinary medicine and unexpected medical bills can be expensive and if you do not have the means to pay them, these bills can cause a huge amount of stress. Petcover offer two options of cover for Vet treatment following an injury or illness. The Equine Superior Vet Fee Cover pays up to $10,000 in any one claim or in any one year with an excess of $250 per condition. The Petcover Equine Economy Vet Fee Cover pays up to $7,000 in any one claim or in any one year with an excess of $1,000. 

Permanent Loss of Use
This cover protects you if your horse were to suffer and injury or illness so severe that it would never be able to participate in the activity it is insured for again. The disability has to be permanent and it has to prevent the horse from doing an activity that it is insured for. We offer two levels of Loss of Use cover (60% or 100%)

Senior Horse Plans
We also have plans for senior horses aged between 17 years and not over 30 years (for the first time on cover).
Equine Policy Terms & Conditions
You can also send us a Proposal Form by mail or email.
*Terms, conditions and excesses apply and may be varied at renewal. Cover is subject to acceptance criteria, policy limits and exclusions may apply. Please consider the PDS before making a decision to purchase the product.


Disposal After Death

Up to $300 towards the cost to remove and dispose of your horse's body if it dies or is humanely destroyed.


Equine Saddlery & Tack Cover
Cover replaces or repairs saddlery & tack that has been stolen, damaged or              destroyed. The insured saddlery & tack must be kept in a locked tack box, vehicle or building. 

Equine Float Cover
Petcover offer insurance for your horse float or horse drawn vehicle. If your float    or horse drawn vehicle is destroyed, stolen or damaged, the cover will repair or          replace up to the sum insured or market value, whichever is the lesser. 

Equine Liability Cover 
In any situation where a third party is injured or their property is damaged, they could look for financial compensation. Taking our insurance cover to protect yourself against this risk is very inexpensive. If you consider no other insurance, you should treat third party liability as essential.       



Below you can download the current Combined Financial Services Guide (FSG) & Product Disclosure Statement (PDS)

Petcover has had a change of underwriter. Refer to Your Certificate of Insurance to find out who the Insurer of Your Policy is. No new policies can be obtained from our previous underwriter. Below you may download a copy of the combined FSG and PDS that is relevant to Your Policy.
Get A Quote 

Click here to get a quote and apply for our horse insurance or find out more about what our insurance plans offer you.

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Our policies

As well as providing horse insurance we also offer cat and dog insurance. Click here to find out more about our other pet insurance policies.

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Contact Us

We provide support to you and your pet so if you need help with your insurance cover, claiming, or just some advice along the way, please do not hesitate to contact us. 

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