Dog Insurance - Puppy Insurance | Petcover Australia

Superior Plans

Offering your pet the highest level of comprehensive cover, giving you the confidence of knowing your pet will be looked after through life’s many twist and turns. Our Superior Plans offer peace of mind when it comes to veterinary and extras cover. These plans will offer you our highest level of coverage.

Please select your policy level:

Superior Plans

Benefits

Umbrella for Life
Veterinary Fees
for the treatment of Injury, Accident or Illness
Complimentary Treatment
(Part of the policy aggregate of Veterinary Fees)
Third Party Liability
Death from Illness
Death from Injury
Boarding Fees
Advertising and Reward
Loss by Theft or Straying
Holiday Cancellation
Quarantine expenses & Loss of Documents
Emergency Repatriation

Excesses

Excess (Dogs)
Excess (Dogs, Select Breeds)
Excess (Cats)

Superior

Umbrella for Life
Up to $20,000 for Dogs

Up to $15,000 for Cats
Complimentary Treatment Up to $4,000
Third Party Liability Up to $5 million
Death from Illness Up to $2,000
Death from Injury Up to $2,000
Boarding Fees Up to $2,000
Advertising and Reward Up to $2,000
Loss by Theft or Straying Up to $2,000
Holiday Cancellation Up to $2,000
Quarantine expenses & Loss of Documents Up to $1,000
Emergency Repatriation Up to $500

$150
$150+20% (8+ years)

$150+35% (10+ years)
$150
$150+20% (4+ years)

$150+35% (7+ years)
$125
$125+20% (8+ years)

$125+35% (10+ years)

Mid-point

Umbrella for Life
Up to $15,000 for Dogs

Up to $10,000 for Cats
Complimentary Treatment Up to $2,000
Third Party Liability Up to $3 million
Up to $1,500
Optional Extra Benefit
Up to $1,500
Optional Extra Benefit
Boarding Fees

Up to $1,000 for Dogs

Up to $500 for Cats
Advertising and Reward Up to $1,000
Up to $1,500
Optional Extra Benefit
Holiday Cancellation

Up to $1,000 for Dogs

Up to $500 for Cats
Quarantine expenses & Loss of Documents Up to $1,000
Emergency Repatriation Up to $500

$150
$150+20% (8+ years)

$150+35% (10+ years)
$150
$150+20% (4+ years)

$150+35% (7+ years)
$125
$125+20% (8+ years)

$125+35% (10+ years)

Entry

Umbrella for Life
Up to $10,000 for Dogs

Up to $9,000 for Cats
Complimentary Treatment Up to $2,000
Third Party Liability Up to $3 million
Up to $1,500
Optional Extra Benefit
Up to $1,500
Optional Extra Benefit
Boarding Fees

Up to $1,000 for Dogs

Up to $500 for Cats
Advertising and Reward Up to $1,000
Up to $1,500
Optional Extra Benefit
Holiday Cancellation

Up to $1,000 for Dogs

Up to $500 for Cats
Quarantine expenses & Loss of Documents Up to $1,000
Emergency Repatriation Up to $500

$150
$150+20% (8+ years)

$150+35% (10+ years)
$150
$150+20% (4+ years)

$150+35% (7+ years)
$125
$125+20% (8+ years)

$125+35% (10+ years)

*Terms, conditions, waiting periods and excesses apply and may be varied at renewal. Cover is subject to acceptance criteria; policy limits and exclusions may apply. For full details of our policies, please refer to our Combined Financial Services Guide & Product Disclosure Statement.

Waiting Periods

Cover for injury starts as soon as we accept your application.
We cannot provide cover for conditions showing clinical signs before taking out your policy or any illness showing clinical signs in the first 21 days of your insurance.

Below you can download the current Combined Financial Services Guide (FSG) & Product Disclosure Statement (PDS)

Superior Plan PDS

Petcover has had a change of underwriter. Refer to Your Certificate of Insurance to find out who the Insurer of Your Policy is. No new policies can be obtained from our previous underwriter. Below you may download a copy of the combined FSG and PDS that is relevant to Your Policy.

MS Amlin by Lloyds (Policies incepted and/or renewed prior to 3 February 2020)

Superior Plan PDS

Mid-Range Plans

Cost-effective cover for some more prevailing treatments in your pet’s life. Our Mid-Range Plans offer a range of optional extras and the flexibility of choosing your excess and co-payment level. Your pet will be able to have worry-free access to veterinary care with a plan tailored to their needs.

Please select your policy level:

Mid-Range Plans

Benefits

Umbrella for Life
Veterinary Fees
(Maximum annual benefit limit)
Third Party Liability
(Dogs Only)
Cruciate Ligament Benefit
Vet Consults
(Per policy year)
Paralysis Tick
(Up to annual benefit limit)
Cancer Treatment
(Annual sub limit)
Hip Dysplasia
(Annual sub limit)
Skin Condition
(Annual sub limit)
Boarding Fees
Saying Goodbye to Your Pet

Optional Day to Day Care Benefit

$50 Annual Benefit for only one (1) of the following
Annual Benefit for all of the following

Excess and Co-Payment

Excess Options
Co-Payment
(Percentage the policy holder has to pay towards eligible vet fees)

Key

Lifetime
Veterinary Fees Up to $15,000
Third Party Liability Up to $1 million
Cruciate ligament Benefit Up to $3,000
Vet Consults Up to $400
1st Claim: Up to $2,000

Subsequent Claim: Up to $1,000
Cancer Treatment Up to $5,000
Hip Dysplasia Up to $4,000
Skin Condition Up to $500
Boarding Fees Up to $500
Saying Goodbye to Your Pet Up to $300

- De-Sexing
- Microchipping
- Heart Worm
- Behavioural therapy
- Teeth cleaning
- Council registration fees
- Alternative therapies
- Prescription diets
- Dew claw removal
- Dog training at a recognised training centre
- Vaccinations or Health Check -$30
- Heart Worm Test or Blood Screen - $10
- FeLv/ Fic Test or Urinalysis - $10
- Flea/Tick/Worm Control - $45

Excess amount

$0 or $100 or $200
Co-Payment

Up to 10% or 20% or 30%

Vital

Lifetime
Veterinary Fees Up to $10,000
Third Party Liability Up to $1 million
Cruciate ligament Benefit Up to $2,500
Vet Consults Up to $400
1st Claim: Up to $2,000

Subsequent Claim: Up to $1,000
Cancer Treatment Up to $5,000
Hip Dysplasia Up to $4,000
Skin Condition Up to $500
Boarding Fees Up to $500
Saying Goodbye to Your Pet Up to $300

- De-Sexing
- Microchipping
- Heart Worm
- Behavioural therapy
- Teeth cleaning
- Council registration fees
- Alternative therapies
- Prescription diets
- Dew claw removal
- Dog training at a recognised training centre
- Vaccinations or Health Check -$30
- Heart Worm Test or Blood Screen - $10
- FeLv/ Fic Test or Urinalysis - $10
- Flea/Tick/Worm Control - $45

Excess amount

$0 or $100 or $200
Co-Payment

Up to 10% or 20% or 30%

Core

Lifetime
Veterinary Fees Up to $5,000
Third Party Liability Up to $1 million
Cruciate ligament Benefit Up to $1,500
Vet Consults Up to $400
1st Claim: Up to $2,000

Subsequent Claim: Up to $1,000
Cancer Treatment Up to $5,000
Hip Dysplasia Up to $4,000
Skin Condition Up to $500
Boarding Fees Up to $500
Saying Goodbye to Your Pet Up to $300

- De-Sexing
- Microchipping
- Heart Worm
- Behavioural therapy
- Teeth cleaning
- Council registration fees
- Alternative therapies
- Prescription diets
- Dew claw removal
- Dog training at a recognised training centre
- Vaccinations or Health Check -$30
- Heart Worm Test or Blood Screen - $10
- FeLv/ Fic Test or Urinalysis - $10
- Flea/Tick/Worm Control - $45

Excess amount

$0 or $100 or $200
Co-Payment

Up to 10% or 20% or 30%

*Terms, conditions, waiting periods and excesses apply and may be varied at renewal. Cover is subject to acceptance criteria; policy limits and exclusions may apply. For full details of our policies, please refer to our Combined Financial Services Guide & Product Disclosure Statement.

Waiting Periods

Cover for injury starts as soon as we accept your application.
We cannot provide cover for conditions showing clinical signs before taking out your policy or any illness showing clinical signs in the first 28 days of your insurance.

Below you can download the current Combined Financial Services Guide (FSG) & Product Disclosure Statement (PDS)

Mid-Range Plan PDS

Safety-Net Plans

Accidents can happen, to even the fittest and healthiest of our furry friends. Our Safety-Net Plans are designed to look after your pet in exactly those instances, where an emergency treatment is needed. These plans allow you to relax knowing we will be there to support you.

Please select your policy level:

Safety-Net Plans

Benefits

Umbrella for Life
Veterinary Fees
(Maximum annual benefit limit)
Complimentary Treatment
(Part of the policy aggregate of Veterinary Fees)
Third Party Liability
(Dogs Only)
Death from Illness
Death from Injury
Boarding Fees
Advertising and Reward
Loss by Theft or Straying
Holiday Cancellation
Quarantine Expenses & Lost of Documents
Emergency Repatriation
Cruciate Ligament, Patella Luxation, Hip Dysplasia or OCD Benefit
Vet Consults
(Per Policy year)
Brachycephalic Airway Obstruction
Cancer Treatment
(Annual sub limit)
Skin Condition
(Annual sub limit)

Excesses

Excess (Dogs)
Excess (Dogs, Select Breeds)
Excess (Cats)
Vet Fee Excess Options

Economy

Umbrella for Life
Veterinary Fees
Up to $7,000
For the treatment of Injury, Accident or Illness
Complementary Treatment
Up to $1,000
Third Party Liability
Up to $1 million
Death from Illness

Up to $1,000
Optional Extra Benefit
Death from Injury

Up to $1,000
Optional Extra Benefit
Boarding Fees

Up to $1,000
Advertising and Reward

Up to $1,000
Loss by Theft or Straying

Up to $1,000
Holiday Cancellation

Up to $1,000
Quarantine Expenses & Lost of Documents

Up to $1,000
Emergency Repatriation

Up to $500
Cruciate Ligament, Patella Luxation, Hip Dysplasia or OCD Benefit
Vet Consults
Brachycephalic Airway Obstruction
Cancer Treatment
Skin Condition

$150
$150+20% (8+ years)

$150+35% (10+ years)
$150
$150+20% (4+ years)

$150+35% (7+ years)
$125
$125+20% (8+ years)

$125+35% (10+ years)
Vet Fee Excess Options

Catastrophe 1

Umbrella for Life
Veterinary Fees
Up to $5,000
For the treatment of Injury, Accident or Illness
Complementary Treatment
Third Party Liability

Up to $1 million
Optional Extra Benefit
Death from Illness
Death from Injury
Boarding Fees
Advertising and Reward
Loss by Theft or Straying
Holiday Cancellation
Quarantine Expenses & Lost of Documents
Emergency Repatriation
Cruciate Ligament, Patella Luxation, Hip Dysplasia or OCD Benefit
Up to $1,500
Vet Consults
Up to $400
Brachycephalic Airway Obstruction
Up to $3,000
(365 day waiting period)
Cancer Treatment
Up to $2,500
Skin Condition
Up to $500

Excess (Dogs)
Excess (Dogs, Select Breeds)
Excess (Cats)
Vet Fee Excess Options

$450 or $900

Catastrophe 2

Umbrella for Life
Veterinary Fees
Up to $10,000
For the treatment of Injury, Accident or Illness
Complementary Treatment
Third Party Liability

Up to $1 million
Optional Extra Benefit
Death from Illness
Death from Injury
Boarding Fees
Advertising and Reward
Loss by Theft or Straying
Holiday Cancellation
Quarantine Expenses & Lost of Documents
Emergency Repatriation
Cruciate Ligament, Patella Luxation, Hip Dysplasia or OCD Benefit
Up to $3,000
Vet Consults
Up to $400
Brachycephalic Airway Obstruction
Up to $6,000
(365 day waiting period)
Cancer Treatment
Up to $5,000
Skin Condition
Up to $500

Excess (Dogs)
Excess (Dogs, Select Breeds)
Excess (Cats)
Vet Fee Excess Options

$450 or $900

*Terms, conditions, waiting periods and excesses apply and may be varied at renewal. Cover is subject to acceptance criteria; policy limits and exclusions may apply. For full details of our policies, please refer to our Combined Financial Services Guide & Product Disclosure Statement.

Waiting Periods

Cover for injury starts as soon as we accept your application.
We cannot provide cover for conditions showing clinical signs before taking out your policy or any illness showing clinical signs in the first 21 days for our Economy Plan and 30 days for our Catastrophe Plans of your insurance.

Below you can download the current Combined Financial Services Guide (FSG) & Product Disclosure Statement (PDS)

Safety Net – Economy Plan PDS Safety Net – Catastrophe 1 & 2 Plans PDS

Petcover has had a change of underwriter. Refer to Your Certificate of Insurance to find out who the Insurer of Your Policy is. No new policies can be obtained from our previous underwriter. Below you may download a copy of the combined FSG and PDS that is relevant to Your Policy.

MS Amlin by Lloyds (Policies incepted and/or renewed prior to 3 February 2020)

Economy PDS

Dog and Puppy Insurance

What type of insurance do you need?

Superior Plans

Please select your policy level:

MS Amlin by Lloyds (Policies incepted and/or renewed prior to 3 February 2020)

Mid-Range Plans

Please select your policy level:

Safety-Net Plans

Please select your policy level:

MS Amlin by Lloyds (Policies incepted and/or renewed prior to 3 February 2020)

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