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Petcover.com.au Pty Ltd (petcover) ABN 97 117 476 990 AR 312054 is an authorized representative of Cerberus Special Risks Pty Ltd ABN 81 115 932 173 AFS Licence No 308461. This insurance is arranged and managed by Cerberus Special Risks and is issued by Calliden Limited ABN 43 110 186 224 AFS Licence No 284889. Cerberus Special Risks and it's authorised representative Petcover.com.au Pty Ltd are acting as the Agents of Calliden and not the customer. This is general information only and does not consider your personal circumstances. You should consider the Product Disclosure Statement before making decisions about this product.